Our Comprehensive Services
Retirement Planning
The first step towards a secure retirement is analyzing what retirement means to you. We discuss your specific goals, desired lifestyle and time frame. Next we will review your resources, income and expense estimates along with your asset allocation. We design and recommend distribution techniques for your qualified plans, personal assets and real estate.Learn More
Estate Planning
At LeRoy Wealth Management our thorough approach to Estate Planning starts with a thorough review of your current documents. We provide feedback and our team of top professionals can make calculated projections related to your net worth and potential exposure and liquidity needs. The end result is a detailed, comprehensive and strategic plan to reduce or potentially eliminate federal and state estate taxes.Learn More
Investment Planning
After a scrupulous examination of your existing portfolio and determining your objectives we will evaluate your tolerance for risk. We will help you develop an investment policy statement and a “family” index. We will check your asset allocation for tax efficiency and closely monitor the performance of your portfolio. Implementation assistance, risk reduction services and coordinating your investments with your current estate or retirement plans are additional areas of focus.Learn More
College Funding Planning
Our specialized team will put together a comprehensive plan for the future of your children or grandchildren. We review current college costs and projections for the future costs of tuition. We will evaluate your existing funding program for its time horizon, risk and potential return. An accurate determination will be made regarding the annual savings or lump sums needed to reach your goals and the appropriate investment approach for each child. We will evaluate the most appropriate funding method to address these costs. We will of course, assist in implementing the plan as well.Learn More
Insurance Planning
We will assist in determining what your true insurance needs are. We will not present a canned solution but will design a plan that will be a coordinated insurance plan to address both current and future needs. An evaluation of your Human Life Value will provide us with the knowledge to coordinate the most tax-efficient game-plan for insurance holders and their beneficiaries. Implementing the ideal plan following its coordination is another strength we pride ourselves on.Learn More
Income Tax Planning
We will review your current planning efforts, evaluate and recommend the best alternatives. Implementing your plan will involve tax planning, coordinating with your estate, investment and retirement plans.Learn More
Business Continuity Planning
You have built and grown your business and now want to insure that you have a viable business going forward. Whether you are passing the business on to family members or to key individuals, we will help you plan for the transition.Learn More
Fringe Benefit Planning
The past dictated that customers come first but it has become evident that it is employees who come first. Employees take care of the customers. An employer will find it more profitable and cost effective to keep a valued employee.Learn More